How To Balance Health And Wealth Without Sacrifice

Highlight of the week :

If there is one thing we all want, it is “andha paisa” and success, and the first thing we sacrifice in the above pursuit is our health.

sleeping less, eating junk, working hard, and partying harder. Everything is fair as long as your bank balance accumulates more zeros.

but sooner than we realize we land up in an ICU of a swanky corporate hospital and, if there is some sense left in us, we re-evaluate our life decisions.

I have always observed that many principles of staying healthy are very similar to becoming wealthy

, and both require planning, the ability to suffer boredom, and discipline. But we often seem to be more concerned about wealth than our health.

Is it really necessary to sacrifice one for the other? can’t we have the best of both worlds?

Today, I want to tell you about this book that can teach you how we need not achieve wealth at the expense of our health.

Here’s a quick dive into the key lessons:

1. Your Plan Is Your North Star
A clear plan is the foundation for success in both health and finance. Whether it’s a fitness regimen or a savings strategy, identify your goals and create a roadmap to achieve them. Consistency is key—stick to your plan, and adjust as needed.

I really loved the comparison between equity and debt and bodybuilding and “just staying fit”

if you are young, you can place riskier bets by investing in equity and similarly, lift heavy weights in the gym and eat more protein to build good lean muscle. But if you are nearing retirement, then you may want to invest your money in debt and gold which is less risky and givers stable returns, just like going to gym for keeping fit, doing a mix of cardio and strength training and eating a balanced diet.

2. Reverse Compounding
Identify and replace these negative habits with positive actions because just good habits give huge positive returns over time, bad habits compound into huge negative returns over time.

for example, if we don’t increase our investments so that the returns can beat inflation, then we will just lose our hard-earned money without even enjoying it.

similarly, if we don’t strengthen our muscles regularly then we lose our muscles at the rate 1 percent every year after the age of 30. No wonder 80-year-olds have a tough time walking straight and lead a poor quality of life.

3. Delayed Gratification
Mastering the art of delayed gratification is a life skill in today’s day and time. In finance, it means saving and investing for future gains. In health, it’s about making disciplined choices today—like exercising even if you are feeling lazy so that you get returns after many years in the future.

4. Ancient Wisdom
The wisdom of our grandparents, in health and wealth still holds true in today’s day and age. just that we have much more noise around ourselves so its hard to hear rational wisdom.

don’t keep all your money in one type of investment bucket is as valuable advice as eat a balanced diet, don’t cut on sleep, exercise daily and share a laugh with your friends and family.

5. Healthy Is Wealthy
in today’s day and time, we all are athletes, we are corporate athletes. Our brain and physical health need to be as refined as an athlete competing in sports.

it is the healthier people today who become wealthier because they are more productive, disciplined, more creative and get better paid.

Start small, stay consistent, and watch as both your health and wealth thrive.

(I wonder why I did not write this book earlier.! ha ha ha)

About the authors: Both, Ankush and Mihir are investment banking professionals who are also fitness enthusiasts.

You can get the book here : https://amzn.to/401Iorx 

Let me know what you think. Can’t wait to hear from you.

Reply with a suggestion, question or just say “Hi”

Cheers,

Dr. Vishal.